Being involved in an Irvine Car crash is a traumatic event, but certainly not unusual. Every year, approximately 2.35 million people in the U.S. are injured in vehicular accidents. More than 37,000 people will be killed.
Settling an accident claim can be a difficult and confusing process. One of the most common reasons accident victims contact an Irvine Car Accident Lawyer is to discuss whether they should accept a settlement offer from the insurance company.
The Insurance Company Wrote the Policy
Insurance policies could be written so they’re easy to understand, but they’re not. Very few people understand all the provisions of their policy. The fine print and hard to understand language serve a purpose – for the insurance company. The policy is designed to limit what the insurance company has to pay and allows them to deny claims.
The Adjuster Works for the Insurance Company
The insurance adjuster’s job is to settle claims quickly and for as little as possible. The adjuster’s paycheck and continued employment depend upon meeting the insurance company’s expectations. In one month, an adjuster will normally settle between 50-100 claims.
Accident victims tend to view adjusters as the people who will make life good again. That’s not the case. The insurance adjuster’s primary focus is presenting a low-ball offer and hoping it’s accepted.
Be Very Careful When Talking to an Insurance Adjuster
Here are a few tips to keep in mind after an Irvine Car crash.
•When speaking with an insurance adjuster, give as little information as possible.
•Don’t allow your conversation to be recorded. If the adjuster insists, say you need to consult your attorney.
•The adjuster is looking for information to minimize your injuries and reduce the settlement. Even a polite response to, “How are you today?” can be used against you.
Jeffrey S. Dawson is an experienced Irvine Car Accident Lawyer. Don’t let the insurance company take advantage of you after an Irvine Car crash. Call today for a free consultation.
Contact The Law of Jeffrey S. Dawson today at 949/861-2191 for a free consultation to discuss your case. Jeff Dawson is a uniquely qualified personal injury lawyer. He has worked on the other side, as well – for the insurance firms, and knows how they think. The advantage of hiring Jeff is that he can give you the much needed peace of mind necessary in any accident claim. Call today.
The Law Offices of Jeffrey S. Dawson
9841 Irvine Center Drive
Irvine, CA 92618