You may suddenly find yourself to be the victim of a personal injury accident, and not know what to do or how best to proceed. If the other party’s insurance company has contacted you and assured you of a quick settlement, that may not be in your best interests. A quick settlement may, in fact, be the worse thing you could have happen to your personal injury accident case. You should be aware of a number of things before proceeding on your own.
What is a Personal Injury Accident?
A personal injury accident is one which was caused by another person or entity through negligence or misdeed. For example, if someone ran a red light and ran into your car, causing you injuries and damage to your car, you would be entitled to receive compensation for your loss and coverage of your medical expenses and any wages lost due to your inability to work.
Another example would be a lawsuit against a municipality, such as a city or county for improperly maintaining property, such as a crack in a sidewalk which caused you to trip and fall, and sustain injuries.
What Does an Accident Victim Need to Know?
Do not deal directly with an insurance company on your own. They do not have your best interests at heart, but are working towards the goal of paying the least amount possible, in the shortest amount of time. This is the time for you to have a professional and experienced accident lawyer working on your behalf. The right injury lawyer is trained in proper negotiating skills which will be essential in reaching a fair settlement for you.
What does an injury lawyer do for me?
Your injury attorney will meet with you to discuss your potential settlement case. You may have ongoing medical care needs that you are not fully aware of. Your accident lawyer has a team of professionals who will help to evaluate your case fully: from Drs. and physical therapists to investigators, your personal injury accident attorney is fully qualified to provide the research and reports necessary to ascertain what is best for you.
How do I reach a settlement?
After your professional team has made medical recommendations, and has established that the cause of the accident was not in any way your fault, your attorney will provide the insurance company with a settlement amount which would cover your injuries and treatment costs, loss of wages and replacement costs of any personal property which was damaged. In addition, you may also expect to receive an amount for pain and suffering, if applicable.
How much will an accident lawyer cost me?
You will have no upfront costs. Your attorney will pay for the costs of the evaluations, reports, and other things involved in a personal injury accident lawsuit. This is called working on a contingency fee. The injury lawyer will take his or her fee out of the settlement amounts. You will receive the rest of the settlement amount, after your injury lawyer’s fees and expenses have been taken out.