If you or a loved one have been in a serious car accident , you may be feeling pressured by the insurance company to reach a quick settlement. That would be great, right? The quicker you can put this behind you, the better. But maybe not! A car wreck isn’t just about your totaled car, it can also involve other areas of your life for months, perhaps years. Car accidents often are traumatic and cause ongoing medical issues which may need years of treatment. It would be so much simpler if you just had to deal with the damages to your vehicle and the other party’s car, but that is not reality. You may be dealing with a significant personal injury which needs ongoing medical care. You may not even be aware yet of the full scope of your injuries and future medical needs.
Most often, in car injury accident settlement cases you would be better off with a car accident attorney than trying to deal with the insurance company yourself. It is the job of an injury accident lawyer to get the very best settlement possible. The insurance companies want the smallest settlement, which can leave you with unpaid medical bills, lost wages from missing work, and incomplete car repairs. Your auto accident attorney will fight for you against the big insurance companies. Insurance companies don’t have your best interest in mind. Quick and small settlements are their goal. You need help and guidance as you go through the often confusing process of a settlement in a car accident lawsuit. Hopefully before that final legal action your attorney will assist you in reaching a vehicle accident settlement with the insurance company.
While every car accident claim is different, there are some common areas for reaching a settlement. You may receive a settlement in various ways: all of your medical expenses due to the injuries suffered in the car accident should be covered, as well as any wages lost due to inability to work. Another area which can often be overlooked initially is the emotional component of a serious car accident. Perhaps you have experienced fear, anxiety and mild depression. Getting a proper diagnosis early on can be vitally important in determining ongoing and future medical care.
Another thing often overlooked in auto accident lawsuits is the loss of personal property. Any item which was in your car at the time of the accident, is eligible for making a claim. Items which may be included range from damaged clothing to other personal property which may be cell phones, children’s car seats, a laptop computer, or any other type of item which was in your vehicle at the time of the accident and was somehow damaged.